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Source document· March 3, 2026

Grupo Supervielle outlines 25%-30% loan growth target for 2026 as margins recover and capital strengthens

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Grupo Supervielle outlines 25%-30% loan growth target for 2026 as margins recover and capital strengthens Earnings Call Insights: Grupo Supervielle S.A…
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  • NPL ratio expected to range between 5% and 6% for 2026, temporarily peaking in Q1 2026

    80% confidence
  • We can expect sequential improvements throughout 2026...our ROE basically to move into double digits by the end of 2026

    80% confidence
  • Real loan growth expected at 25% to 30% in 2026, led by corporate lending

    80% confidence
  • Total loans grew 8% sequentially and 37% year-over-year, driven by corporates now representing 63% of the portfolio

    80% confidence
  • Net fee income expected to grow about 5% in real terms for 2026

    80% confidence
  • More than 70% of transactions are digital, reinforcing both engagement and operating efficiency

    80% confidence
  • Client net financial income increased 21% sequentially, driven by lower funding costs combined with higher loan volumes and yields

    80% confidence
  • NIM expected to be between 14% and 16% in 2026

    80% confidence
  • Year-end CET1 ratio projected between 11% and 13% for 2026

    80% confidence
  • The capital level will be set by reinvestment of utilities for profit and the loan growth that we now foresee between 25% and 30% in real terms for the year

    80% confidence
  • No dividends will be paid in 2026 due to the 2025 loss

    80% confidence
  • In the fourth quarter, we delivered results within our guidance range and positioned the balance sheet for industry recovery. The period was marked by elevated system-wide credit stress, which we were not immune to. However, in several key areas, we outperformed the industry.

    80% confidence
  • We reported an attributable net loss of nearly CLP 20 billion in the fourth quarter, improving materially from the CLP 55 billion loss in the prior quarter. November marked a turning point with declining rates supporting better margins towards year-end.

    80% confidence
  • We believe Supervielle is well positioned to participate in that expansion

    80% confidence
  • Margin recovery and strict cost control despite elevated cost of risk led to improved loss

    80% confidence
  • Cost of risk projected between 6% and 6.5% for 2026

    80% confidence
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Morgan Stanley & Co. LLC
Two significantly different EPS values (10.21 vs 2.68 USD_per_share) are reported for Morgan Stanley on the same observation date (2025-12-31). Fact A specifies FY 2025, while Fact B's 'N/A' fiscal period is ambiguous. If both represent FY 2025 annual EPS, these values directly conflict. The magnitude of the difference (3.8x) is too large to attribute to rounding or minor calculation variations. The missing fiscal period in Fact B raises data quality concerns, but same-date observation + same attribute should reference the same period.
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Grupo Supervielle outlines 25%-30% loan growth target for 2026 as margins recover and capital strengthens — Source | Via News | fr.VIA.NEWS