Vanguard Opens XRP ETF Access to 50 Million Clients: Could This Push XRP to $3 by January?

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• In downside scenario with macro volatility, XRP may drift between $1.95 and $2.30 through January, failing to close above $2.25

  80% confidence

• In standard timing scenario, XRP could see $20-30 million daily inflows and face resistance between $2.40 and $2.80, with $3 target shifting to Q1 or Q2 2026

  80% confidence

• XRP's run to $3 could be delayed until Q1 or Q2 2026 due to standard institutional timing

  80% confidence

• XRP experienced 15 consecutive days of net inflows and zero outflows

  80% confidence

• XRP ETF inflows hit $1 billion within four weeks, the fastest pace since Ethereum ETFs launched in July 2024

  80% confidence

• In fast adoption scenario, XRP price could clear $2.25, hold $2.60, then push toward $2.80 with potential $3 test by end of January 2026

  80% confidence

• Vanguard advisors operate on quarterly review cycles, meaning capital deployment spreads across weeks or months rather than concentrating in January

  80% confidence

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